July 27, 2026
Travel Cards You Can Actually Get with Fair Credit
Whether you’re an occasional traveler looking to save on your next vacation or a frequent traveler seeking premium travel perks, there’s a travel rewards card for you. See our top picks for the best travel rewards credit

Whether you’re an occasional traveler looking to save on your next vacation or a frequent traveler seeking premium travel perks, there’s a travel rewards card for you. See our top picks for the best travel rewards credit cards.
Use-case ranking
Match the card to your credit tier first — rebuild products, then fair-credit rewards, then good-credit travel earn.
How to choose
Prefer no foreign transaction fee when you travel abroad. Soft-pull eligibility tools before a hard application.
Card-by-card breakdown
Chase Freedom Unlimited®
Annual fee: $0. Earns 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining, and 1.5% on all other purchases. No foreign transaction fees mentioned.
Wells Fargo Reflect® Card
Annual fee: $0. No foreign transaction fees mentioned.
Ink Business Unlimited® Credit Card
Annual fee: $0. Earns unlimited 1.5% cash back on every purchase. No foreign transaction fees mentioned.
Chase Sapphire Reserve®
Annual fee: $795. Earns 8x points on all purchases through Chase Travel℠, 4x points on flights and hotels booked direct, 3x points on dining worldwide, and 1x on all other purchases. No foreign transaction fees mentioned.
Chase Freedom Unlimited®
Annual fee: $0. Earns 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining, and 1.5% on all other purchases. No foreign transaction fees mentioned.
Capital One Venture X Rewards Credit Card
No foreign transaction fees mentioned.
Citi Strata Elite℠ Card
No foreign transaction fees mentioned.
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