Best No-Annual-Fee Travel Cards for Average-to-Good Credit

If you're still building your credit, these cards can earn rewards to use for travel.

Use-case ranking

Match the card to your credit tier first — rebuild products, then fair-credit rewards, then good-credit travel earn.

How to choose

Prefer no foreign transaction fee when you travel abroad. Soft-pull eligibility tools before a hard application.

Card-by-card breakdown

Capital One QuicksilverOne Cash Rewards Credit Card

This card offers 1.5% cash back on all purchases. It has a $39 annual fee and no foreign transaction fees. It is available for those with limited to fair credit.

Capital One Savor Student Cash Rewards Credit Card

This card is for students with limited to fair credit. It has a $0 annual fee.

Chase Freedom Rise®

This is an unsecured card for those with fair credit. Specific earn rates, annual fee, and foreign transaction fees are not detailed.

Credit One Bank® Wander® American Express® Card with Dining, Gas & Travel Rewards

This card is for earning rewards and is available for those with fair credit. Specific earn rates, annual fee, and foreign transaction fees are not detailed.

Bank of America® Customized Cash Rewards Secured Credit Card

This card is for flexible bonus categories and is available for those with fair credit. Specific earn rates, annual fee, and foreign transaction fees are not detailed.

Capital One Quicksilver Secured Credit Card

This card is for no annual fee and is available for those with fair credit. Specific earn rates and foreign transaction fees are not detailed.

Discover it® Secured Credit Card

This card is for a welcome bonus and is available for those with fair credit. Specific earn rates, annual fee, and foreign transaction fees are not detailed.